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Junior Underwriter

Company Name:
Eric Lyublinsky
The Mortgage Underwriter I is responsible for the thorough review of in-house loans and pre-submission reviews of externally underwritten loans to ensure that safe and sound underwriting practices are followed. The underwriter is responsible for ensuring that all loans are underwritten according to agency and investor guidelines. The underwriter must promote excellent customer service and related activities, including working with Management, Loan Consultants, Client Coordinators and Closers.

The Mortgage Underwriter I must have a thorough and comprehensive understanding of all Client and FHLMC underwriting guidelines and investor overlays.
Requiring at least 1 year of experience as a underwriter.

Responsibilities of the Mortgage Underwriter I:
Ensure that acceptable turn-times are maintained.
Responsible for determining and issuing the credit decision of conventional, conforming mortgage loan applications (up to a maximum loan amount of $417,000) according to agency and lender guidelines. The decision must consider the borrower(s) ability to repay, including validation of the borrower(s) employment, income, credit, assets and collateral as well as clearing any applicable underwriting conditions.
Completing reviews of those specific loans that will be underwritten as a prior-approved loan with the company's investors and providing feedback to Client Coordinators and Loan Consultants.
Maintain up to date knowledge of all agency and investor underwriting guidelines and credit overlays.
For immediate response please forward resumes to

Eric Lyublinsky
Sr. IT Recruiter
(Direct) 407-205-1125
(Office) 800-360-1407
www.valintry.com
For a list of our current openings please visit Valintry's Jobs Webpage

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